Call reports 2009
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2009
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 411,038,000 | 406,253,000 | 396,906,000 | 390,350,000 |
| Total loans | 344,381,000 | 336,158,000 | 330,665,000 | 322,817,000 |
| Allowance for loan losses | 8,446,000 | 9,824,000 | 11,310,000 | 14,077,000 |
| Securities available for sale | 10,377,000 | 13,081,000 | 18,546,000 | 41,908,000 |
| Securities held to maturity | 28,649,000 | 26,227,000 | 22,509,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,780,000 | 356,793,000 | 342,114,000 | 343,589,000 |
| Interest-bearing deposits | 315,215,000 | 313,240,000 | 298,182,000 | 283,176,000 |
| Noninterest-bearing deposits | 41,565,000 | 43,553,000 | 43,932,000 | 60,413,000 |
| Equity capital | 32,116,000 | 31,966,000 | 32,721,000 | 31,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,080,000 | 14,910,000 | 23,438,000 | 32,183,000 |
| Interest expense | 1,557,000 | 2,909,000 | 4,067,000 | 5,007,000 |
| Net interest income | 5,523,000 | 12,001,000 | 19,371,000 | 27,176,000 |
| Noninterest income | 767,000 | 1,569,000 | 2,426,000 | 3,192,000 |
| Noninterest expense | 2,757,000 | 5,783,000 | 8,452,000 | 11,095,000 |
| Provision for loan losses | 3,389,000 | 7,878,000 | 12,641,000 | 19,495,000 |
| Pretax income | 144,000 | -91,000 | 704,000 | -222,000 |
| Income tax | 31,000 | -74,000 | 183,000 | -162,000 |
| Net income | 113,000 | -17,000 | 521,000 | -60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,849,000 | 31,719,000 | 32,258,000 | 30,676,000 |
| Total capital | 36,181,000 | 35,919,000 | 36,437,000 | 34,802,000 |
| Risk-weighted assets | 342,447,000 | 332,004,000 | 327,140,000 | 320,102,000 |