Call reports 2008
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2008
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 412,305,000 | 409,799,000 | 407,417,000 | 407,304,000 |
| Total loans | 322,141,000 | 339,000,000 | 338,233,000 | 340,659,000 |
| Allowance for loan losses | 3,983,000 | 4,287,000 | 4,918,000 | 7,188,000 |
| Securities available for sale | 7,668,000 | 7,274,000 | 7,163,000 | 7,298,000 |
| Securities held to maturity | 34,845,000 | 34,371,000 | 33,282,000 | 33,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,515,000 | 361,039,000 | 353,828,000 | 360,469,000 |
| Interest-bearing deposits | 351,066,000 | 349,302,000 | 342,069,000 | 344,385,000 |
| Noninterest-bearing deposits | 14,449,000 | 11,737,000 | 11,759,000 | 16,084,000 |
| Equity capital | 31,733,000 | 32,404,000 | 32,901,000 | 31,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,870,000 | 13,807,000 | 20,993,000 | 27,975,000 |
| Interest expense | 2,656,000 | 4,913,000 | 6,970,000 | 8,713,000 |
| Net interest income | 4,214,000 | 8,894,000 | 14,023,000 | 19,262,000 |
| Noninterest income | 957,000 | 1,777,000 | 2,626,000 | 3,403,000 |
| Noninterest expense | 2,735,000 | 5,272,000 | 7,956,000 | 10,518,000 |
| Provision for loan losses | 1,485,000 | 3,243,000 | 5,854,000 | 9,932,000 |
| Pretax income | 951,000 | 2,156,000 | 2,839,000 | 2,215,000 |
| Income tax | 326,000 | 731,000 | 947,000 | 703,000 |
| Net income | 625,000 | 1,425,000 | 1,892,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,599,000 | 32,399,000 | 32,867,000 | 31,736,000 |
| Total capital | 35,614,000 | 36,644,000 | 37,149,000 | 36,037,000 |
| Risk-weighted assets | 330,835,000 | 339,558,000 | 341,867,000 | 341,130,000 |