Call reports 2007
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2007
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 413,835,000 | 411,862,000 | 411,255,000 | 411,993,000 |
| Total loans | 307,500,000 | 352,437,000 | 342,011,000 | 343,444,000 |
| Allowance for loan losses | 3,469,000 | 3,395,000 | 3,453,000 | 3,662,000 |
| Securities available for sale | 0 | 0 | 3,477,000 | 4,040,000 |
| Securities held to maturity | 39,467,000 | 37,938,000 | 36,549,000 | 37,920,000 |
| Trading assets | 10,835,000 | 0 | 0 | 0 |
| Total deposits | 364,495,000 | 356,338,000 | 360,833,000 | 360,283,000 |
| Interest-bearing deposits | 350,218,000 | 347,285,000 | 352,759,000 | 349,655,000 |
| Noninterest-bearing deposits | 14,277,000 | 9,053,000 | 8,074,000 | 10,628,000 |
| Equity capital | 32,810,000 | 32,137,000 | 33,493,000 | 33,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,872,000 | 15,524,000 | 22,971,000 | 30,186,000 |
| Interest expense | 2,988,000 | 6,067,000 | 9,251,000 | 12,239,000 |
| Net interest income | 4,884,000 | 9,457,000 | 13,720,000 | 17,947,000 |
| Noninterest income | 699,000 | 972,000 | 1,834,000 | 2,694,000 |
| Noninterest expense | 2,716,000 | 5,479,000 | 8,287,000 | 10,918,000 |
| Provision for loan losses | 335,000 | 383,000 | 628,000 | 1,469,000 |
| Pretax income | 2,532,000 | 4,567,000 | 6,639,000 | 8,254,000 |
| Income tax | 884,000 | 1,592,000 | 2,306,000 | 2,859,000 |
| Net income | 1,648,000 | 2,975,000 | 4,333,000 | 5,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,727,000 | 32,054,000 | 33,412,000 | 32,974,000 |
| Total capital | 36,225,000 | 35,478,000 | 36,892,000 | 36,668,000 |
| Risk-weighted assets | 330,432,000 | 336,914,000 | 335,930,000 | 337,788,000 |