Call reports 2006
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2006
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 418,817,000 | 408,412,000 | 418,208,000 | 418,425,000 |
| Total loans | 296,371,000 | 299,962,000 | 305,075,000 | 306,790,000 |
| Allowance for loan losses | 4,425,000 | 4,370,000 | 4,399,000 | 3,984,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,503,000 | 40,764,000 | 42,931,000 | 38,971,000 |
| Trading assets | 18,962,000 | 12,975,000 | 12,305,000 | 10,731,000 |
| Total deposits | 367,784,000 | 365,079,000 | 365,332,000 | 370,734,000 |
| Interest-bearing deposits | 354,356,000 | 351,745,000 | 353,083,000 | 354,479,000 |
| Noninterest-bearing deposits | 13,428,000 | 13,334,000 | 12,249,000 | 16,255,000 |
| Equity capital | 33,560,000 | 32,103,000 | 33,352,000 | 31,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,664,000 | 15,306,000 | 23,142,000 | 31,070,000 |
| Interest expense | 2,603,000 | 5,284,000 | 8,188,000 | 11,183,000 |
| Net interest income | 5,061,000 | 10,022,000 | 14,954,000 | 19,887,000 |
| Noninterest income | 2,049,000 | 2,589,000 | 3,159,000 | 3,769,000 |
| Noninterest expense | 2,473,000 | 5,169,000 | 7,941,000 | 10,895,000 |
| Provision for loan losses | 896,000 | 1,727,000 | 2,539,000 | 3,120,000 |
| Pretax income | 3,741,000 | 5,715,000 | 7,633,000 | 9,641,000 |
| Income tax | 1,305,000 | 1,986,000 | 2,655,000 | 3,353,000 |
| Net income | 2,436,000 | 3,729,000 | 4,978,000 | 6,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,477,000 | 32,020,000 | 33,269,000 | 31,079,000 |
| Total capital | 37,573,000 | 36,110,000 | 37,420,000 | 35,094,000 |
| Risk-weighted assets | 327,347,000 | 326,913,000 | 331,773,000 | 331,206,000 |