Call reports 2005
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2005
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 395,360,000 | 406,065,000 | 409,469,000 | 420,364,000 |
| Total loans | 311,792,000 | 321,887,000 | 322,675,000 | 325,416,000 |
| Allowance for loan losses | 4,905,000 | 5,078,000 | 5,284,000 | 4,786,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,330,000 | 44,806,000 | 43,374,000 | 42,057,000 |
| Trading assets | 17,232,000 | 16,099,000 | 17,256,000 | 20,583,000 |
| Total deposits | 342,940,000 | 344,624,000 | 349,607,000 | 368,673,000 |
| Interest-bearing deposits | 330,989,000 | 334,038,000 | 338,781,000 | 351,408,000 |
| Noninterest-bearing deposits | 11,951,000 | 10,586,000 | 10,826,000 | 17,265,000 |
| Equity capital | 30,844,000 | 32,264,000 | 32,359,000 | 31,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,925,000 | 14,542,000 | 22,245,000 | 31,180,000 |
| Interest expense | 1,751,000 | 3,646,000 | 5,755,000 | 8,079,000 |
| Net interest income | 5,174,000 | 10,896,000 | 16,490,000 | 23,101,000 |
| Noninterest income | 701,000 | 1,443,000 | 1,992,000 | 335,000 |
| Noninterest expense | 2,721,000 | 5,334,000 | 8,010,000 | 11,093,000 |
| Provision for loan losses | 1,665,000 | 3,349,000 | 4,918,000 | 6,015,000 |
| Pretax income | 1,489,000 | 3,656,000 | 5,554,000 | 6,328,000 |
| Income tax | 514,000 | 1,261,000 | 1,914,000 | 2,173,000 |
| Net income | 975,000 | 2,395,000 | 3,640,000 | 4,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,761,000 | 32,181,000 | 32,276,000 | 31,791,000 |
| Total capital | 34,955,000 | 36,516,000 | 36,643,000 | 36,220,000 |
| Risk-weighted assets | 334,768,000 | 346,018,000 | 348,394,000 | 353,934,000 |