Call reports 2004
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2004
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 393,757,000 | 407,043,000 | 410,640,000 | 405,289,000 |
| Total loans | 327,850,000 | 340,451,000 | 345,399,000 | 321,666,000 |
| Allowance for loan losses | 10,076,000 | 9,522,000 | 9,335,000 | 6,160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,436,000 | 49,306,000 | 47,366,000 | 46,731,000 |
| Trading assets | 0 | 0 | 0 | 8,753,000 |
| Total deposits | 340,161,000 | 340,547,000 | 350,719,000 | 347,917,000 |
| Interest-bearing deposits | 327,888,000 | 329,475,000 | 340,519,000 | 332,915,000 |
| Noninterest-bearing deposits | 12,273,000 | 11,072,000 | 10,200,000 | 15,002,000 |
| Equity capital | 31,987,000 | 31,580,000 | 32,732,000 | 31,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,441,000 | 15,319,000 | 23,016,000 | 30,164,000 |
| Interest expense | 1,736,000 | 3,458,000 | 5,270,000 | 7,099,000 |
| Net interest income | 5,705,000 | 11,861,000 | 17,746,000 | 23,065,000 |
| Noninterest income | 654,000 | 1,335,000 | 2,028,000 | -2,260,000 |
| Noninterest expense | 2,572,000 | 5,078,000 | 7,649,000 | 10,584,000 |
| Provision for loan losses | 2,752,000 | 5,032,000 | 7,285,000 | 3,848,000 |
| Pretax income | 1,035,000 | 3,086,000 | 4,840,000 | 6,373,000 |
| Income tax | 358,000 | 1,066,000 | 1,668,000 | 2,191,000 |
| Net income | 677,000 | 2,020,000 | 3,172,000 | 4,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,904,000 | 31,497,000 | 32,649,000 | 31,286,000 |
| Total capital | 36,246,000 | 35,889,000 | 37,087,000 | 35,553,000 |
| Risk-weighted assets | 341,607,000 | 346,221,000 | 350,181,000 | 339,502,000 |