Call reports 2003
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2003
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 388,667,000 | 385,076,000 | 394,946,000 | 403,163,000 |
| Total loans | 317,360,000 | 319,773,000 | 317,985,000 | 319,741,000 |
| Allowance for loan losses | 9,217,000 | 10,039,000 | 10,003,000 | 8,798,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,268,000 | 45,583,000 | 50,398,000 | 47,828,000 |
| Trading assets | 0 | 0 | 0 | 4,832,000 |
| Total deposits | 335,545,000 | 333,671,000 | 340,997,000 | 352,239,000 |
| Interest-bearing deposits | 320,407,000 | 323,756,000 | 330,634,000 | 334,458,000 |
| Noninterest-bearing deposits | 15,138,000 | 9,915,000 | 10,363,000 | 17,781,000 |
| Equity capital | 32,579,000 | 31,997,000 | 32,537,000 | 31,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,732,000 | 15,925,000 | 23,679,000 | 31,054,000 |
| Interest expense | 2,194,000 | 4,242,000 | 6,171,000 | 8,023,000 |
| Net interest income | 5,538,000 | 11,683,000 | 17,508,000 | 23,031,000 |
| Noninterest income | 690,000 | 1,356,000 | 2,014,000 | 986,000 |
| Noninterest expense | 2,435,000 | 4,830,000 | 7,341,000 | 9,875,000 |
| Provision for loan losses | 3,272,000 | 6,677,000 | 9,063,000 | 10,065,000 |
| Pretax income | 521,000 | 1,532,000 | 3,118,000 | 4,077,000 |
| Income tax | 177,000 | 520,000 | 1,066,000 | 1,394,000 |
| Net income | 344,000 | 1,012,000 | 2,052,000 | 2,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,496,000 | 31,914,000 | 32,454,000 | 31,354,000 |
| Total capital | 36,735,000 | 36,245,000 | 36,833,000 | 35,715,000 |
| Risk-weighted assets | 334,149,000 | 340,762,000 | 344,705,000 | 344,473,000 |