Call reports 2002
FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS — 2002
What FIRST NATIONAL BANK & TRUST COMPANY OF COLUMBUS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 401,982,000 | 397,435,000 | 401,525,000 | 397,156,000 |
| Total loans | 314,000,000 | 329,053,000 | 321,483,000 | 307,337,000 |
| Allowance for loan losses | 6,291,000 | 6,160,000 | 6,589,000 | 7,038,000 |
| Securities available for sale | 3,543,000 | 2,008,000 | 0 | 0 |
| Securities held to maturity | 44,016,000 | 42,076,000 | 47,149,000 | 47,175,000 |
| Trading assets | 0 | 0 | 0 | 10,476,000 |
| Total deposits | 348,469,000 | 345,548,000 | 346,445,000 | 345,278,000 |
| Interest-bearing deposits | 317,239,000 | 310,950,000 | 336,818,000 | 333,778,000 |
| Noninterest-bearing deposits | 31,230,000 | 34,598,000 | 9,627,000 | 11,500,000 |
| Equity capital | 31,390,000 | 31,773,000 | 32,061,000 | 32,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,254,000 | 16,768,000 | 25,113,000 | 33,594,000 |
| Interest expense | 2,834,000 | 5,477,000 | 8,054,000 | 10,476,000 |
| Net interest income | 5,420,000 | 11,291,000 | 17,059,000 | 23,118,000 |
| Noninterest income | 697,000 | 1,273,000 | 1,889,000 | -239,000 |
| Noninterest expense | 2,378,000 | 4,753,000 | 7,224,000 | 9,475,000 |
| Provision for loan losses | 2,852,000 | 5,161,000 | 7,859,000 | 10,284,000 |
| Pretax income | 887,000 | 2,650,000 | 3,865,000 | 3,120,000 |
| Income tax | 307,000 | 918,000 | 1,340,000 | 1,183,000 |
| Net income | 580,000 | 1,732,000 | 2,525,000 | 1,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,283,000 | 31,685,000 | 31,978,000 | 32,421,000 |
| Total capital | 35,491,000 | 35,961,000 | 36,308,000 | 36,693,000 |
| Risk-weighted assets | 334,586,000 | 340,235,000 | 344,172,000 | 339,004,000 |