Call reports 2004
BANK OF MARQUETTE — 2004
What BANK OF MARQUETTE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 26,199,000 | 25,455,000 | 26,597,000 | 25,572,000 |
| Total loans | 12,226,000 | 12,453,000 | 13,276,000 | 12,186,000 |
| Allowance for loan losses | 375,000 | 364,000 | 353,000 | 357,000 |
| Securities available for sale | 10,025,000 | 10,218,000 | 10,040,000 | 9,909,000 |
| Securities held to maturity | 723,000 | 723,000 | 723,000 | 723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,479,000 | 20,793,000 | 19,636,000 | 20,416,000 |
| Interest-bearing deposits | 19,202,000 | 18,458,000 | 17,949,000 | 17,848,000 |
| Noninterest-bearing deposits | 2,277,000 | 2,335,000 | 1,687,000 | 2,568,000 |
| Equity capital | 4,416,000 | 4,314,000 | 4,529,000 | 4,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 320,000 | 654,000 | 959,000 | 1,322,000 |
| Interest expense | 105,000 | 196,000 | 287,000 | 385,000 |
| Net interest income | 215,000 | 458,000 | 672,000 | 937,000 |
| Noninterest income | 43,000 | 60,000 | 75,000 | 85,000 |
| Noninterest expense | 156,000 | 324,000 | 430,000 | 616,000 |
| Provision for loan losses | 105,000 | 105,000 | 10,000 | 10,000 |
| Pretax income | -4,000 | 88,000 | 294,000 | 362,000 |
| Income tax | -4,000 | 21,000 | 85,000 | 101,000 |
| Net income | 0 | 67,000 | 209,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,283,000 | 4,351,000 | 4,482,000 | 4,535,000 |
| Total capital | 4,476,000 | 4,545,000 | 4,686,000 | 4,728,000 |
| Risk-weighted assets | 15,249,000 | 15,386,000 | 16,146,000 | 15,290,000 |