Call reports 2025
LAWRENCEBURG FEDERAL BANK — 2025
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,512,000 | 87,834,000 | 91,102,000 | 94,124,000 |
| Total loans | 75,644,000 | 76,248,000 | 79,682,000 | 80,177,000 |
| Allowance for loan losses | 134,000 | 149,000 | 139,000 | 157,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,139,000 | 68,351,000 | 71,360,000 | 74,136,000 |
| Interest-bearing deposits | 66,860,000 | 67,993,000 | 70,434,000 | 73,882,000 |
| Noninterest-bearing deposits | 279,000 | 358,000 | 926,000 | 254,000 |
| Equity capital | 17,312,000 | 17,468,000 | 17,584,000 | 17,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,528,000 | 3,822,000 | 5,200,000 |
| Interest expense | 580,000 | 1,121,000 | 1,684,000 | 2,233,000 |
| Net interest income | 652,000 | 1,407,000 | 2,138,000 | 2,967,000 |
| Noninterest income | 57,000 | 108,000 | 140,000 | 222,000 |
| Noninterest expense | 577,000 | 1,168,000 | 1,744,000 | 2,378,000 |
| Provision for loan losses | 28,000 | 36,000 | 36,000 | 54,000 |
| Pretax income | 104,000 | 311,000 | 498,000 | 757,000 |
| Income tax | 30,000 | 82,000 | 152,000 | 178,000 |
| Net income | 74,000 | 229,000 | 346,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,312,000 | 17,468,000 | 17,584,000 | 17,837,000 |
| Total capital | 17,446,000 | — | — | — |
| Risk-weighted assets | 48,682,000 | — | — | — |