Call reports 2024
LAWRENCEBURG FEDERAL BANK — 2024
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 80,215,000 | 82,187,000 | 83,434,000 | 86,779,000 |
| Total loans | 71,871,000 | 71,954,000 | 73,062,000 | 73,736,000 |
| Allowance for loan losses | 159,000 | 162,000 | 154,000 | 145,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,428,000 | 63,211,000 | 64,275,000 | 67,502,000 |
| Interest-bearing deposits | 61,260,000 | 62,936,000 | 64,013,000 | 67,245,000 |
| Noninterest-bearing deposits | 168,000 | 275,000 | 262,000 | 257,000 |
| Equity capital | 17,114,000 | 17,149,000 | 17,199,000 | 17,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,134,000 | 3,292,000 | 4,484,000 |
| Interest expense | 459,000 | 933,000 | 1,471,000 | 2,056,000 |
| Net interest income | 583,000 | 1,201,000 | 1,821,000 | 2,428,000 |
| Noninterest income | 24,000 | 47,000 | 65,000 | 91,000 |
| Noninterest expense | 554,000 | 1,110,000 | 1,673,000 | 2,257,000 |
| Provision for loan losses | -4,000 | -1,000 | -10,000 | -18,000 |
| Pretax income | 57,000 | 139,000 | 223,000 | 280,000 |
| Income tax | 10,000 | 56,000 | 90,000 | 108,000 |
| Net income | 47,000 | 83,000 | 133,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,114,000 | 17,149,000 | 17,199,000 | 17,238,000 |