Call reports 2023
LAWRENCEBURG FEDERAL BANK — 2023
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 74,433,000 | 74,303,000 | 76,808,000 | 78,277,000 |
| Total loans | 66,159,000 | 66,614,000 | 69,644,000 | 71,693,000 |
| Allowance for loan losses | 198,000 | 160,000 | 170,000 | 166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,691,000 | 55,732,000 | 57,567,000 | 59,643,000 |
| Interest-bearing deposits | 54,266,000 | 55,195,000 | 57,281,000 | 59,362,000 |
| Noninterest-bearing deposits | 425,000 | 537,000 | 286,000 | 281,000 |
| Equity capital | 16,708,000 | 16,810,000 | 16,880,000 | 17,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,724,000 | 2,684,000 | 3,708,000 |
| Interest expense | 183,000 | 465,000 | 803,000 | 1,215,000 |
| Net interest income | 651,000 | 1,259,000 | 1,881,000 | 2,493,000 |
| Noninterest income | 28,000 | 53,000 | 77,000 | 102,000 |
| Noninterest expense | 580,000 | 1,113,000 | 1,652,000 | 2,203,000 |
| Provision for loan losses | 0 | -38,000 | -28,000 | -32,000 |
| Pretax income | 99,000 | 237,000 | 334,000 | 424,000 |
| Income tax | 32,000 | 68,000 | 94,000 | -1,000 |
| Net income | 67,000 | 169,000 | 240,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,708,000 | 16,810,000 | 16,880,000 | 17,066,000 |
| Total capital | 16,906,000 | — | — | 17,232,000 |
| Risk-weighted assets | 41,913,000 | — | — | 45,938,000 |