Call reports 2022
LAWRENCEBURG FEDERAL BANK — 2022
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 75,621,000 | 76,013,000 | 76,288,000 | 75,053,000 |
| Total loans | 60,621,000 | 62,166,000 | 63,927,000 | 65,574,000 |
| Allowance for loan losses | 187,000 | 186,000 | 186,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,127,000 | 58,223,000 | 58,276,000 | 54,800,000 |
| Interest-bearing deposits | 57,666,000 | 57,342,000 | 57,484,000 | 54,300,000 |
| Noninterest-bearing deposits | 461,000 | 881,000 | 792,000 | 500,000 |
| Equity capital | 16,129,000 | 16,246,000 | 16,388,000 | 16,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,471,000 | 2,268,000 | 3,108,000 |
| Interest expense | 93,000 | 186,000 | 280,000 | 396,000 |
| Net interest income | 629,000 | 1,285,000 | 1,988,000 | 2,712,000 |
| Noninterest income | 25,000 | 51,000 | 76,000 | 123,000 |
| Noninterest expense | 536,000 | 1,061,000 | 1,602,000 | 2,130,000 |
| Provision for loan losses | 0 | 0 | -1,000 | 12,000 |
| Pretax income | 118,000 | 275,000 | 463,000 | 693,000 |
| Income tax | 31,000 | 71,000 | 117,000 | 94,000 |
| Net income | 87,000 | 204,000 | 346,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,129,000 | 16,246,000 | 16,388,000 | 16,641,000 |