Call reports 2021
LAWRENCEBURG FEDERAL BANK — 2021
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,335,000 | 74,040,000 | 75,139,000 | 75,282,000 |
| Total loans | 58,546,000 | 59,569,000 | 60,041,000 | 60,767,000 |
| Allowance for loan losses | 191,000 | 188,000 | 188,000 | 188,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,323,000 | 56,869,000 | 57,752,000 | 57,840,000 |
| Interest-bearing deposits | 55,620,000 | 56,512,000 | 57,268,000 | 57,104,000 |
| Noninterest-bearing deposits | 703,000 | 357,000 | 484,000 | 736,000 |
| Equity capital | 15,688,000 | 15,770,000 | 15,900,000 | 16,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,417,000 | 2,139,000 | 2,856,000 |
| Interest expense | 144,000 | 271,000 | 384,000 | 484,000 |
| Net interest income | 563,000 | 1,146,000 | 1,755,000 | 2,372,000 |
| Noninterest income | 26,000 | 54,000 | 81,000 | 104,000 |
| Noninterest expense | 501,000 | 997,000 | 1,491,000 | 1,965,000 |
| Provision for loan losses | -4,000 | -2,000 | -1,000 | -2,000 |
| Pretax income | 92,000 | 205,000 | 346,000 | 513,000 |
| Income tax | 28,000 | 60,000 | 71,000 | 96,000 |
| Net income | 64,000 | 145,000 | 275,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,688,000 | 15,770,000 | 15,900,000 | 16,042,000 |
| Total capital | — | — | — | 16,230,000 |
| Risk-weighted assets | — | — | — | 41,740,000 |