Call reports 2020
LAWRENCEBURG FEDERAL BANK — 2020
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,253,000 | 73,656,000 | 74,339,000 | 73,761,000 |
| Total loans | 59,756,000 | 59,967,000 | 58,091,000 | 57,610,000 |
| Allowance for loan losses | 218,000 | 217,000 | 202,000 | 195,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,492,000 | 56,709,000 | 57,368,000 | 56,807,000 |
| Interest-bearing deposits | 54,629,000 | 56,074,000 | 56,764,000 | 56,156,000 |
| Noninterest-bearing deposits | 863,000 | 635,000 | 604,000 | 651,000 |
| Equity capital | 15,394,000 | 15,480,000 | 15,568,000 | 15,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,560,000 | 2,302,000 | 3,032,000 |
| Interest expense | 230,000 | 449,000 | 653,000 | 835,000 |
| Net interest income | 553,000 | 1,111,000 | 1,649,000 | 2,197,000 |
| Noninterest income | 71,000 | 101,000 | 127,000 | 153,000 |
| Noninterest expense | 481,000 | 949,000 | 1,412,000 | 1,912,000 |
| Provision for loan losses | -15,000 | -15,000 | -31,000 | -36,000 |
| Pretax income | 158,000 | 278,000 | 395,000 | 474,000 |
| Income tax | 43,000 | 77,000 | 106,000 | 128,000 |
| Net income | 115,000 | 201,000 | 289,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,394,000 | 15,480,000 | 15,568,000 | 15,625,000 |