Call reports 2019
LAWRENCEBURG FEDERAL BANK — 2019
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 66,063,000 | 67,502,000 | 71,331,000 | 71,930,000 |
| Total loans | 61,198,000 | 61,642,000 | 61,573,000 | 60,298,000 |
| Allowance for loan losses | 202,000 | 218,000 | 226,000 | 233,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,250,000 | 51,033,000 | 54,687,000 | 55,247,000 |
| Interest-bearing deposits | 48,642,000 | 50,381,000 | 53,468,000 | 54,618,000 |
| Noninterest-bearing deposits | 608,000 | 652,000 | 1,219,000 | 629,000 |
| Equity capital | 14,968,000 | 15,114,000 | 15,203,000 | 15,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,542,000 | 2,339,000 | 3,143,000 |
| Interest expense | 167,000 | 355,000 | 568,000 | 804,000 |
| Net interest income | 599,000 | 1,187,000 | 1,771,000 | 2,339,000 |
| Noninterest income | 74,000 | 113,000 | 141,000 | 185,000 |
| Noninterest expense | 477,000 | 963,000 | 1,435,000 | 1,925,000 |
| Provision for loan losses | -16,000 | 4,000 | 15,000 | 21,000 |
| Pretax income | 212,000 | 333,000 | 462,000 | 578,000 |
| Income tax | 74,000 | 121,000 | 161,000 | 202,000 |
| Net income | 138,000 | 212,000 | 301,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,968,000 | 15,114,000 | 15,203,000 | 15,279,000 |
| Total capital | 15,170,000 | 15,332,000 | 15,429,000 | 15,512,000 |
| Risk-weighted assets | 40,658,000 | 40,850,000 | 40,130,000 | 40,433,000 |