Call reports 2018
LAWRENCEBURG FEDERAL BANK — 2018
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,190,000 | 65,145,000 | 65,245,000 | 65,695,000 |
| Total loans | 58,030,000 | 60,078,000 | 60,025,000 | 60,804,000 |
| Allowance for loan losses | 216,000 | 216,000 | 214,000 | 221,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,423,000 | 48,065,000 | 48,362,000 | 49,638,000 |
| Interest-bearing deposits | 45,895,000 | 47,487,000 | 47,687,000 | 48,930,000 |
| Noninterest-bearing deposits | 528,000 | 578,000 | 675,000 | 708,000 |
| Equity capital | 14,490,000 | 14,596,000 | 14,735,000 | 14,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,416,000 | 2,146,000 | 2,903,000 |
| Interest expense | 121,000 | 260,000 | 410,000 | 568,000 |
| Net interest income | 572,000 | 1,156,000 | 1,736,000 | 2,335,000 |
| Noninterest income | 24,000 | 63,000 | 97,000 | 125,000 |
| Noninterest expense | 470,000 | 939,000 | 1,385,000 | 1,865,000 |
| Provision for loan losses | 3,000 | 4,000 | 5,000 | 13,000 |
| Pretax income | 123,000 | 276,000 | 443,000 | 582,000 |
| Income tax | 41,000 | 89,000 | 116,000 | 161,000 |
| Net income | 82,000 | 187,000 | 327,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,490,000 | 14,596,000 | 14,735,000 | 14,830,000 |
| Total capital | 14,706,000 | 14,812,000 | 14,949,000 | 15,051,000 |
| Risk-weighted assets | 34,903,000 | 39,298,000 | 39,489,000 | 39,741,000 |