Call reports 2017
LAWRENCEBURG FEDERAL BANK — 2017
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,336,000 | 61,590,000 | 62,576,000 | 62,459,000 |
| Total loans | 54,486,000 | 56,056,000 | 57,328,000 | 57,984,000 |
| Allowance for loan losses | 206,000 | 201,000 | 209,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,071,000 | 45,744,000 | 45,304,000 | 46,586,000 |
| Interest-bearing deposits | 44,659,000 | 44,812,000 | 44,612,000 | 45,835,000 |
| Noninterest-bearing deposits | 412,000 | 932,000 | 692,000 | 751,000 |
| Equity capital | 13,970,000 | 14,109,000 | 14,310,000 | 14,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,302,000 | 1,979,000 | 2,664,000 |
| Interest expense | 103,000 | 210,000 | 322,000 | 439,000 |
| Net interest income | 534,000 | 1,092,000 | 1,657,000 | 2,225,000 |
| Noninterest income | 30,000 | 55,000 | 160,000 | 187,000 |
| Noninterest expense | 389,000 | 797,000 | 1,198,000 | 1,646,000 |
| Provision for loan losses | 2,000 | 0 | 7,000 | 9,000 |
| Pretax income | 173,000 | 350,000 | 612,000 | 757,000 |
| Income tax | 37,000 | 75,000 | 136,000 | 182,000 |
| Net income | 136,000 | 275,000 | 476,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,970,000 | 14,109,000 | 14,310,000 | 14,408,000 |
| Total capital | 14,176,000 | 14,310,000 | 14,519,000 | 14,620,000 |
| Risk-weighted assets | 35,690,000 | 36,798,000 | 35,478,000 | 35,035,000 |