Call reports 2016
LAWRENCEBURG FEDERAL BANK — 2016
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,999,000 | 58,525,000 | 58,563,000 | 60,831,000 |
| Total loans | 50,126,000 | 51,202,000 | 52,449,000 | 53,992,000 |
| Allowance for loan losses | 233,000 | 205,000 | 212,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,790,000 | 43,733,000 | 43,598,000 | 45,526,000 |
| Interest-bearing deposits | 41,514,000 | 43,116,000 | 42,854,000 | 44,688,000 |
| Noninterest-bearing deposits | 276,000 | 617,000 | 744,000 | 838,000 |
| Equity capital | 13,491,000 | 13,611,000 | 13,739,000 | 13,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,221,000 | 1,835,000 | 2,465,000 |
| Interest expense | 91,000 | 184,000 | 285,000 | 388,000 |
| Net interest income | 520,000 | 1,037,000 | 1,550,000 | 2,077,000 |
| Noninterest income | 31,000 | 91,000 | 154,000 | 176,000 |
| Noninterest expense | 424,000 | 864,000 | 1,272,000 | 1,704,000 |
| Provision for loan losses | -1,000 | -24,000 | -18,000 | -21,000 |
| Pretax income | 128,000 | 288,000 | 450,000 | 570,000 |
| Income tax | 38,000 | 78,000 | 112,000 | 138,000 |
| Net income | 90,000 | 210,000 | 338,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,491,000 | 13,611,000 | 13,739,000 | 13,834,000 |
| Total capital | 13,724,000 | 13,816,000 | 13,951,000 | 14,042,000 |
| Risk-weighted assets | 32,686,000 | 33,716,000 | 33,914,000 | 35,284,000 |