Call reports 2015
LAWRENCEBURG FEDERAL BANK — 2015
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,477,000 | 56,042,000 | 57,293,000 | 57,226,000 |
| Total loans | 49,581,000 | 48,443,000 | 50,216,000 | 50,577,000 |
| Allowance for loan losses | 206,000 | 235,000 | 234,000 | 234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,460,000 | 41,712,000 | 41,849,000 | 41,572,000 |
| Interest-bearing deposits | 40,958,000 | 41,361,000 | 41,318,000 | 41,412,000 |
| Noninterest-bearing deposits | 502,000 | 351,000 | 531,000 | 160,000 |
| Equity capital | 13,062,000 | 13,183,000 | 13,331,000 | 13,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,247,000 | 1,938,000 | 2,545,000 |
| Interest expense | 78,000 | 161,000 | 248,000 | 336,000 |
| Net interest income | 531,000 | 1,086,000 | 1,690,000 | 2,209,000 |
| Noninterest income | 32,000 | 69,000 | 121,000 | 142,000 |
| Noninterest expense | 415,000 | 787,000 | 1,231,000 | 1,669,000 |
| Provision for loan losses | 14,000 | 46,000 | 46,000 | 46,000 |
| Pretax income | 134,000 | 322,000 | 534,000 | 636,000 |
| Income tax | 47,000 | 114,000 | 178,000 | 210,000 |
| Net income | 87,000 | 208,000 | 356,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,062,000 | 13,183,000 | 13,331,000 | 13,401,000 |
| Total capital | 13,268,000 | 13,418,000 | 13,565,000 | 13,635,000 |
| Risk-weighted assets | 32,920,000 | 28,126,000 | 32,992,000 | 32,907,000 |