Call reports 2014
LAWRENCEBURG FEDERAL BANK — 2014
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,939,000 | 56,914,000 | 55,404,000 | 56,758,000 |
| Total loans | 47,305,000 | 47,473,000 | 47,426,000 | 48,589,000 |
| Allowance for loan losses | 168,000 | 178,000 | 184,000 | 192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,187,000 | 42,118,000 | 40,495,000 | 41,572,000 |
| Interest-bearing deposits | 41,813,000 | 41,738,000 | 40,026,000 | 41,019,000 |
| Noninterest-bearing deposits | 374,000 | 380,000 | 469,000 | 553,000 |
| Equity capital | 12,577,000 | 12,663,000 | 12,907,000 | 12,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,216,000 | 1,824,000 | 2,452,000 |
| Interest expense | 83,000 | 166,000 | 249,000 | 328,000 |
| Net interest income | 521,000 | 1,050,000 | 1,575,000 | 2,124,000 |
| Noninterest income | 56,000 | 83,000 | 282,000 | 304,000 |
| Noninterest expense | 402,000 | 814,000 | 1,216,000 | 1,656,000 |
| Provision for loan losses | 5,000 | 15,000 | 55,000 | 69,000 |
| Pretax income | 170,000 | 304,000 | 586,000 | 703,000 |
| Income tax | 62,000 | 110,000 | 148,000 | 197,000 |
| Net income | 108,000 | 194,000 | 438,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,577,000 | 12,663,000 | 12,907,000 | 12,975,000 |
| Total capital | 12,745,000 | 12,841,000 | 13,091,000 | 13,167,000 |
| Risk-weighted assets | 29,928,000 | 29,654,000 | 29,038,000 | 30,264,000 |