Call reports 2013
LAWRENCEBURG FEDERAL BANK — 2013
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,039,000 | 52,483,000 | 53,831,000 | 55,292,000 |
| Total loans | 45,962,000 | 46,269,000 | 46,828,000 | 46,878,000 |
| Allowance for loan losses | 181,000 | 164,000 | 150,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 100,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,343,000 | 38,997,000 | 40,142,000 | 41,638,000 |
| Interest-bearing deposits | 37,983,000 | 38,591,000 | 39,705,000 | 41,173,000 |
| Noninterest-bearing deposits | 360,000 | 406,000 | 437,000 | 465,000 |
| Equity capital | 12,150,000 | 12,283,000 | 12,396,000 | 12,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,279,000 | 1,905,000 | 2,484,000 |
| Interest expense | 76,000 | 157,000 | 241,000 | 326,000 |
| Net interest income | 571,000 | 1,122,000 | 1,664,000 | 2,158,000 |
| Noninterest income | 28,000 | 80,000 | 96,000 | 129,000 |
| Noninterest expense | 388,000 | 748,000 | 1,125,000 | 1,521,000 |
| Provision for loan losses | 7,000 | 33,000 | 26,000 | 37,000 |
| Pretax income | 204,000 | 421,000 | 609,000 | 729,000 |
| Income tax | 73,000 | 157,000 | 232,000 | 279,000 |
| Net income | 131,000 | 264,000 | 377,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,150,000 | 12,283,000 | 12,396,000 | 12,469,000 |
| Total capital | 12,331,000 | 12,447,000 | 12,546,000 | 12,634,000 |
| Risk-weighted assets | 27,851,000 | 27,876,000 | 28,588,000 | 29,640,000 |