Call reports 2012
LAWRENCEBURG FEDERAL BANK — 2012
What LAWRENCEBURG FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,799,000 | 49,509,000 | 50,116,000 | 51,746,000 |
| Total loans | 41,196,000 | 41,573,000 | 43,822,000 | 45,356,000 |
| Allowance for loan losses | 165,000 | 165,000 | 166,000 | 174,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,164,000 | 36,595,000 | 36,753,000 | 37,625,000 |
| Interest-bearing deposits | 35,868,000 | 36,339,000 | 36,367,000 | 37,042,000 |
| Noninterest-bearing deposits | 296,000 | 256,000 | 386,000 | 583,000 |
| Equity capital | 11,642,000 | 11,768,000 | 11,896,000 | 12,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,271,000 | 1,917,000 | 2,557,000 |
| Interest expense | 67,000 | 135,000 | 208,000 | 284,000 |
| Net interest income | 575,000 | 1,136,000 | 1,709,000 | 2,273,000 |
| Noninterest income | 34,000 | 65,000 | 109,000 | 176,000 |
| Noninterest expense | 373,000 | 758,000 | 1,158,000 | 1,568,000 |
| Provision for loan losses | 5,000 | 5,000 | 6,000 | 20,000 |
| Pretax income | 231,000 | 438,000 | 654,000 | 861,000 |
| Income tax | 58,000 | 139,000 | 226,000 | 311,000 |
| Net income | 173,000 | 299,000 | 428,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,642,000 | 11,768,000 | 11,896,000 | 12,019,000 |
| Total capital | 11,807,000 | 11,933,000 | 12,062,000 | 12,193,000 |
| Risk-weighted assets | 26,290,000 | 26,613,000 | 27,223,000 | 27,342,000 |