Call reports 2024
WSB MUNICIPAL BANK — 2024
What WSB MUNICIPAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 149,432,000 | 147,165,000 | 150,233,000 | 148,836,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 144,460,000 | 143,595,000 | 140,657,000 | 138,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,464,000 | 113,369,000 | 124,373,000 | 106,459,000 |
| Interest-bearing deposits | 69,109,000 | 61,340,000 | 64,739,000 | 59,558,000 |
| Noninterest-bearing deposits | 55,355,000 | 52,029,000 | 59,634,000 | 46,901,000 |
| Equity capital | 13,117,000 | 14,204,000 | 16,850,000 | 16,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 1,073,000 | 1,699,000 | 2,473,000 |
| Interest expense | 137,000 | 332,000 | 527,000 | 715,000 |
| Net interest income | 342,000 | 741,000 | 1,172,000 | 1,758,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 30,000 | 56,000 | 85,000 | 110,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 685,000 | 1,087,000 | 1,648,000 |
| Income tax | 66,000 | 145,000 | 229,000 | 309,000 |
| Net income | 246,000 | 540,000 | 858,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,947,000 | 19,240,000 | 19,558,000 | 20,039,000 |