Call reports 2023
WSB MUNICIPAL BANK — 2023
What WSB MUNICIPAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,973,000 | 155,130,000 | 155,585,000 | 149,223,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 155,681,000 | 148,862,000 | 144,283,000 | 138,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,029,000 | 106,003,000 | 110,519,000 | 97,432,000 |
| Interest-bearing deposits | 79,352,000 | 65,048,000 | 64,368,000 | 62,939,000 |
| Noninterest-bearing deposits | 45,677,000 | 40,955,000 | 46,151,000 | 34,493,000 |
| Equity capital | 9,113,000 | 8,616,000 | 9,577,000 | 12,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 743,000 | 1,160,000 | 1,645,000 |
| Interest expense | 29,000 | 134,000 | 250,000 | 356,000 |
| Net interest income | 319,000 | 609,000 | 910,000 | 1,289,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 23,000 | 46,000 | 77,000 | 104,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 296,000 | 563,000 | 833,000 | 1,186,000 |
| Income tax | 63,000 | 121,000 | 178,000 | 231,000 |
| Net income | 233,000 | 442,000 | 655,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,978,000 | 18,188,000 | 18,401,000 | 18,700,000 |