Call reports 2022
WSB MUNICIPAL BANK — 2022
What WSB MUNICIPAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,577,000 | 164,912,000 | 162,236,000 | 167,484,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 161,014,000 | 157,143,000 | 152,698,000 | 153,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,612,000 | 119,470,000 | 122,590,000 | 97,090,000 |
| Interest-bearing deposits | 117,741,000 | 77,242,000 | 78,419,000 | 60,905,000 |
| Noninterest-bearing deposits | 41,871,000 | 42,228,000 | 44,171,000 | 36,185,000 |
| Equity capital | 10,913,000 | 9,025,000 | 6,038,000 | 6,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 1,181,000 | 1,616,000 | 1,953,000 |
| Interest expense | 27,000 | 52,000 | 70,000 | 86,000 |
| Net interest income | 254,000 | 1,129,000 | 1,546,000 | 1,867,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 34,000 | 49,000 | 60,000 | 67,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 1,080,000 | 1,486,000 | 1,800,000 |
| Income tax | 39,000 | 217,000 | 313,000 | 351,000 |
| Net income | 181,000 | 863,000 | 1,173,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,477,000 | 17,159,000 | 17,470,000 | 17,745,000 |