Call reports 2021
WSB MUNICIPAL BANK — 2021
What WSB MUNICIPAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 169,786,000 | 164,420,000 | 171,437,000 | 174,685,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 147,573,000 | 153,968,000 | 160,256,000 | 161,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,958,000 | 144,779,000 | 145,086,000 | 137,377,000 |
| Interest-bearing deposits | 108,653,000 | 105,902,000 | 105,301,000 | 96,818,000 |
| Noninterest-bearing deposits | 45,305,000 | 38,877,000 | 39,785,000 | 40,559,000 |
| Equity capital | 15,823,000 | 16,208,000 | 16,352,000 | 15,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 465,000 | 714,000 | 968,000 |
| Interest expense | 27,000 | 61,000 | 94,000 | 117,000 |
| Net interest income | 189,000 | 404,000 | 620,000 | 851,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 21,000 | 40,000 | 66,000 | 97,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 364,000 | 554,000 | 755,000 |
| Income tax | 30,000 | 67,000 | 181,000 | 206,000 |
| Net income | 138,000 | 297,000 | 373,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,886,000 | 16,045,000 | 16,121,000 | 16,296,000 |