Call reports 2020
WSB MUNICIPAL BANK — 2020
What WSB MUNICIPAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,034,000 | 137,924,000 | 143,191,000 | 132,384,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 106,469,000 | 115,451,000 | 122,496,000 | 115,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,566,000 | 113,273,000 | 126,646,000 | 102,153,000 |
| Interest-bearing deposits | 82,703,000 | 77,311,000 | 89,397,000 | 69,486,000 |
| Noninterest-bearing deposits | 32,863,000 | 35,962,000 | 37,249,000 | 32,667,000 |
| Equity capital | 15,210,000 | 15,665,000 | 15,952,000 | 16,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 978,000 | 1,301,000 | 1,568,000 |
| Interest expense | 37,000 | 88,000 | 130,000 | 161,000 |
| Net interest income | 476,000 | 890,000 | 1,171,000 | 1,407,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 10,000 | 24,000 | 39,000 | 55,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 466,000 | 866,000 | 1,132,000 | 1,352,000 |
| Income tax | 92,000 | 169,000 | 219,000 | 156,000 |
| Net income | 374,000 | 697,000 | 913,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,925,000 | 15,248,000 | 15,464,000 | 15,748,000 |
| Total capital | 14,925,000 | — | — | — |
| Risk-weighted assets | 26,581,000 | — | — | — |