Call reports 2019
WSB MUNICIPAL BANK — 2019
What WSB MUNICIPAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,699,000 | 114,106,000 | 109,330,000 | 106,669,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 96,530,000 | 94,046,000 | 87,149,000 | 84,049,000 |
| Securities held to maturity | 3,000,000 | 3,000,000 | 1,500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,725,000 | 96,118,000 | 95,173,000 | 82,231,000 |
| Interest-bearing deposits | 76,661,000 | 67,571,000 | 64,387,000 | 58,240,000 |
| Noninterest-bearing deposits | 30,064,000 | 28,547,000 | 30,786,000 | 23,991,000 |
| Equity capital | 12,943,000 | 13,692,000 | 14,121,000 | 14,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,025,000 | 1,542,000 | 2,021,000 |
| Interest expense | 27,000 | 61,000 | 106,000 | 142,000 |
| Net interest income | 481,000 | 964,000 | 1,436,000 | 1,879,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 17,000 | 34,000 | 44,000 | 52,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 464,000 | 930,000 | 1,392,000 | 1,828,000 |
| Income tax | 92,000 | 193,000 | 289,000 | 348,000 |
| Net income | 372,000 | 737,000 | 1,103,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,445,000 | 13,809,000 | 14,175,000 | 14,551,000 |
| Total capital | 13,445,000 | 13,809,000 | 14,175,000 | 14,551,000 |
| Risk-weighted assets | 20,705,000 | 19,940,000 | 19,040,000 | 21,033,000 |