Call reports 2018
WSB MUNICIPAL BANK — 2018
What WSB MUNICIPAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 128,114,000 | 120,911,000 | 114,867,000 | 110,491,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 100,260,000 | 99,800,000 | 97,187,000 | 94,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,432,000 | 95,610,000 | 99,877,000 | 90,147,000 |
| Interest-bearing deposits | 94,897,000 | 73,857,000 | 79,554,000 | 67,824,000 |
| Noninterest-bearing deposits | 22,535,000 | 21,753,000 | 20,323,000 | 22,323,000 |
| Equity capital | 10,591,000 | 10,760,000 | 10,848,000 | 12,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 980,000 | 1,483,000 | 2,006,000 |
| Interest expense | 35,000 | 79,000 | 108,000 | 142,000 |
| Net interest income | 447,000 | 901,000 | 1,375,000 | 1,864,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 30,000 | 49,000 | 69,000 | 77,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 417,000 | 853,000 | 1,307,000 | 1,788,000 |
| Income tax | 66,000 | 163,000 | 425,000 | 456,000 |
| Net income | 351,000 | 690,000 | 882,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,927,000 | 12,265,000 | 12,623,000 | 13,071,000 |
| Total capital | 11,927,000 | 12,265,000 | 12,623,000 | 13,071,000 |
| Risk-weighted assets | 24,079,000 | 23,994,000 | 23,417,000 | 22,164,000 |