Call reports 2017
WSB MUNICIPAL BANK — 2017
What WSB MUNICIPAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 134,116,000 | 121,409,000 | 132,920,000 | 124,838,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 93,505,000 | 97,098,000 | 100,745,000 | 101,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,854,000 | 104,508,000 | 122,027,000 | 102,520,000 |
| Interest-bearing deposits | 106,626,000 | 85,165,000 | 105,101,000 | 84,368,000 |
| Noninterest-bearing deposits | 17,228,000 | 19,343,000 | 16,926,000 | 18,152,000 |
| Equity capital | 10,204,000 | 10,556,000 | 10,785,000 | 10,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 788,000 | 1,254,000 | 1,775,000 |
| Interest expense | 36,000 | 76,000 | 116,000 | 154,000 |
| Net interest income | 337,000 | 712,000 | 1,138,000 | 1,621,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 19,000 | 35,000 | 54,000 | 72,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 318,000 | 678,000 | 1,085,000 | 1,550,000 |
| Income tax | 98,000 | 207,000 | 356,000 | 462,000 |
| Net income | 220,000 | 471,000 | 729,000 | 1,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,706,000 | 10,155,000 | 11,216,000 | 11,574,000 |
| Total capital | 10,706,000 | 10,155,000 | 11,216,000 | 11,574,000 |
| Risk-weighted assets | 18,996,000 | 19,600,000 | 20,392,000 | 20,693,000 |