Call reports 2016
WSB MUNICIPAL BANK — 2016
What WSB MUNICIPAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,184,000 | 105,035,000 | 102,149,000 | 113,352,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 77,438,000 | 72,355,000 | 77,605,000 | 86,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,180,000 | 88,065,000 | 91,107,000 | 101,422,000 |
| Interest-bearing deposits | 81,165,000 | 76,592,000 | 79,074,000 | 81,586,000 |
| Noninterest-bearing deposits | 14,015,000 | 11,473,000 | 12,033,000 | 19,836,000 |
| Equity capital | 9,946,000 | 10,156,000 | 10,253,000 | 9,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 634,000 | 943,000 | 1,244,000 |
| Interest expense | 31,000 | 64,000 | 96,000 | 130,000 |
| Net interest income | 282,000 | 570,000 | 847,000 | 1,114,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 25,000 | 49,000 | 81,000 | 100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 522,000 | 767,000 | 1,015,000 |
| Income tax | 90,000 | 172,000 | 244,000 | 293,000 |
| Net income | 168,000 | 350,000 | 523,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,933,000 | 10,115,000 | 10,287,000 | 10,486,000 |
| Total capital | 9,933,000 | 10,115,000 | 10,287,000 | 10,486,000 |
| Risk-weighted assets | 21,538,000 | 14,089,000 | 15,164,000 | 18,239,000 |