Call reports 2015
WSB MUNICIPAL BANK — 2015
What WSB MUNICIPAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 95,452,000 | 91,420,000 | 98,872,000 | 94,015,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 63,335,000 | 62,724,000 | 66,098,000 | 66,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,134,000 | 80,471,000 | 89,128,000 | 79,897,000 |
| Interest-bearing deposits | 75,711,000 | 68,292,000 | 75,565,000 | 69,825,000 |
| Noninterest-bearing deposits | 10,423,000 | 12,179,000 | 13,563,000 | 10,072,000 |
| Equity capital | 9,272,000 | 9,302,000 | 9,628,000 | 9,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 531,000 | 825,000 | 1,132,000 |
| Interest expense | 28,000 | 57,000 | 86,000 | 117,000 |
| Net interest income | 222,000 | 474,000 | 739,000 | 1,015,000 |
| Noninterest income | 0 | 0 | 0 | 1,000 |
| Noninterest expense | 23,000 | 49,000 | 72,000 | 94,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 425,000 | 667,000 | 922,000 |
| Income tax | 71,000 | 151,000 | 236,000 | 295,000 |
| Net income | 128,000 | 274,000 | 431,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,265,000 | 9,411,000 | 9,568,000 | 9,764,000 |
| Total capital | 9,265,000 | 9,411,000 | 9,568,000 | 9,764,000 |
| Risk-weighted assets | 18,030,000 | 17,186,000 | 18,584,000 | 21,120,000 |