Call reports 2014
WSB MUNICIPAL BANK — 2014
What WSB MUNICIPAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,990,000 | 78,003,000 | 83,236,000 | 82,576,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 54,402,000 | 58,565,000 | 56,580,000 | 59,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,493,000 | 71,334,000 | 76,510,000 | 72,694,000 |
| Interest-bearing deposits | 55,612,000 | 64,318,000 | 67,344,000 | 64,125,000 |
| Noninterest-bearing deposits | 7,881,000 | 7,016,000 | 9,166,000 | 8,569,000 |
| Equity capital | 6,260,000 | 6,632,000 | 6,686,000 | 6,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 362,000 | 574,000 | 807,000 |
| Interest expense | 19,000 | 44,000 | 70,000 | 97,000 |
| Net interest income | 152,000 | 318,000 | 504,000 | 710,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 23,000 | 39,000 | 61,000 | 79,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 129,000 | 279,000 | 443,000 | 631,000 |
| Income tax | 44,000 | 98,000 | 157,000 | 226,000 |
| Net income | 85,000 | 181,000 | 286,000 | 405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,817,000 | 6,913,000 | 7,018,000 | 7,137,000 |
| Total capital | 6,817,000 | 6,913,000 | 7,018,000 | 7,137,000 |
| Risk-weighted assets | 13,942,000 | 15,947,000 | 17,082,000 | 16,375,000 |