Call reports 2013
WSB MUNICIPAL BANK — 2013
What WSB MUNICIPAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,425,000 | 60,745,000 | 62,192,000 | 61,594,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 52,679,000 | 49,846,000 | 49,599,000 | 49,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,877,000 | 54,735,000 | 56,225,000 | 55,715,000 |
| Interest-bearing deposits | 51,866,000 | 48,323,000 | 49,712,000 | 48,357,000 |
| Noninterest-bearing deposits | 7,011,000 | 6,412,000 | 6,513,000 | 7,358,000 |
| Equity capital | 6,514,000 | 5,841,000 | 5,941,000 | 5,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 320,000 | 488,000 | 661,000 |
| Interest expense | 32,000 | 64,000 | 93,000 | 123,000 |
| Net interest income | 124,000 | 256,000 | 395,000 | 538,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 26,000 | 45,000 | 67,000 | 87,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 211,000 | 328,000 | 451,000 |
| Income tax | 28,000 | 63,000 | 103,000 | 143,000 |
| Net income | 70,000 | 148,000 | 225,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,494,000 | 6,572,000 | 6,649,000 | 6,732,000 |
| Total capital | 6,494,000 | 6,572,000 | 6,649,000 | 6,732,000 |
| Risk-weighted assets | 13,505,000 | 13,552,000 | 13,547,000 | 12,847,000 |