Call reports 2012
WSB MUNICIPAL BANK — 2012
What WSB MUNICIPAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,326,000 | 60,111,000 | 63,972,000 | 65,900,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 26,584,000 | 48,392,000 | 46,299,000 | 48,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,989,000 | 53,683,000 | 58,457,000 | 54,849,000 |
| Interest-bearing deposits | 30,083,000 | 45,686,000 | 47,677,000 | 49,396,000 |
| Noninterest-bearing deposits | 3,906,000 | 7,997,000 | 10,780,000 | 5,453,000 |
| Equity capital | 4,278,000 | 5,349,000 | 5,440,000 | 6,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 272,000 | 437,000 | 588,000 |
| Interest expense | 32,000 | 64,000 | 94,000 | 128,000 |
| Net interest income | 88,000 | 208,000 | 343,000 | 460,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 20,000 | 33,000 | 56,000 | 73,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 175,000 | 287,000 | 387,000 |
| Income tax | 15,000 | 51,000 | 83,000 | 111,000 |
| Net income | 53,000 | 124,000 | 204,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,201,000 | 5,271,000 | 5,351,000 | 6,424,000 |
| Total capital | 4,201,000 | 5,271,000 | 5,351,000 | 6,424,000 |
| Risk-weighted assets | 7,789,000 | 12,204,000 | 12,181,000 | 12,999,000 |