Call reports 2011
WSB MUNICIPAL BANK — 2011
What WSB MUNICIPAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,344,000 | 31,882,000 | 33,614,000 | 36,716,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 5,746,000 | 4,383,000 | 19,737,000 | 27,282,000 |
| Securities held to maturity | 18,905,000 | 19,046,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,285,000 | 28,090,000 | 29,401,000 | 29,075,000 |
| Interest-bearing deposits | 25,226,000 | 23,798,000 | 24,502,000 | 25,928,000 |
| Noninterest-bearing deposits | 59,000 | 4,292,000 | 4,899,000 | 3,147,000 |
| Equity capital | 3,694,000 | 3,777,000 | 4,155,000 | 4,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 245,000 | 371,000 | 501,000 |
| Interest expense | 39,000 | 72,000 | 103,000 | 134,000 |
| Net interest income | 83,000 | 173,000 | 268,000 | 367,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 21,000 | 40,000 | 57,000 | 74,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 133,000 | 639,000 | 720,000 |
| Income tax | 14,000 | 32,000 | 202,000 | 223,000 |
| Net income | 48,000 | 101,000 | 437,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,699,000 | 3,760,000 | 4,087,000 | 4,148,000 |
| Total capital | 3,699,000 | 3,760,000 | 4,087,000 | 4,148,000 |
| Risk-weighted assets | 6,291,000 | 6,014,000 | 6,982,000 | 7,969,000 |