Call reports 2010
WSB MUNICIPAL BANK — 2010
What WSB MUNICIPAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,381,000 | 40,563,000 | 32,445,000 | 32,384,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 7,391,000 | 11,320,000 | 4,901,000 | 5,764,000 |
| Securities held to maturity | 11,393,000 | 8,332,000 | 13,087,000 | 18,813,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,803,000 | 36,926,000 | 28,770,000 | 25,897,000 |
| Interest-bearing deposits | 24,230,000 | 35,925,000 | 28,728,000 | 25,845,000 |
| Noninterest-bearing deposits | 573,000 | 1,000,000 | 42,000 | 52,000 |
| Equity capital | 3,559,000 | 3,607,000 | 3,631,000 | 3,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 250,000 | 386,000 | 511,000 |
| Interest expense | 66,000 | 133,000 | 190,000 | 233,000 |
| Net interest income | 59,000 | 117,000 | 196,000 | 278,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 18,000 | 36,000 | 58,000 | 87,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 81,000 | 138,000 | 191,000 |
| Income tax | 14,000 | 28,000 | 48,000 | 62,000 |
| Net income | 27,000 | 53,000 | 90,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,548,000 | 3,574,000 | 3,611,000 | 3,650,000 |
| Total capital | 3,548,000 | 3,574,000 | 3,611,000 | 3,650,000 |
| Risk-weighted assets | 8,846,000 | 7,343,000 | 6,440,000 | 6,330,000 |