Call reports 2009
WSB MUNICIPAL BANK — 2009
What WSB MUNICIPAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,465,000 | 24,729,000 | 26,008,000 | 24,495,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 11,438,000 | 6,263,000 | 5,228,000 | 6,008,000 |
| Securities held to maturity | 5,699,000 | 11,517,000 | 13,406,000 | 12,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,966,000 | 21,207,000 | 22,467,000 | 20,944,000 |
| Interest-bearing deposits | 19,581,000 | 20,305,000 | 21,925,000 | 20,641,000 |
| Noninterest-bearing deposits | 385,000 | 902,000 | 542,000 | 303,000 |
| Equity capital | 3,440,000 | 3,450,000 | 3,511,000 | 3,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 248,000 | 391,000 | 519,000 |
| Interest expense | 89,000 | 171,000 | 245,000 | 322,000 |
| Net interest income | 50,000 | 77,000 | 146,000 | 197,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 14,000 | 39,000 | 59,000 | 73,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 153,000 | 202,000 | 239,000 |
| Income tax | 14,000 | 52,000 | 52,000 | 52,000 |
| Net income | 28,000 | 101,000 | 150,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,362,000 | 3,425,000 | 3,484,000 | 3,521,000 |
| Total capital | 3,362,000 | 3,425,000 | 3,484,000 | 3,521,000 |
| Risk-weighted assets | 5,225,000 | 4,770,000 | 4,485,000 | 4,671,000 |