Call reports 2002

WSB MUNICIPAL BANK — 2002

Name: WSB MUNICIPAL BANK — FFIEC call report 2002
Creator: WSB MUNICIPAL BANK

What WSB MUNICIPAL BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8d8d3517-433c-469a-a5f2-29171fc39654/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	72,515,000	73,837,000	83,981,000	80,509,000
Total loans	42,436,000	42,619,000	41,804,000	42,967,000
Allowance for loan losses	476,000	476,000	475,000	486,000
Securities available for sale	2,582,000	2,120,000	12,992,000	13,858,000
Securities held to maturity	18,109,000	17,108,000	11,094,000	8,751,000
Trading assets	0	0	0	0
Total deposits	65,291,000	66,680,000	76,545,000	73,147,000
Interest-bearing deposits	51,477,000	51,702,000	58,722,000	58,298,000
Noninterest-bearing deposits	13,814,000	14,978,000	17,823,000	14,849,000
Equity capital	6,695,000	6,774,000	6,981,000	6,871,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,108,000	2,219,000	3,305,000	4,358,000
Interest expense	405,000	786,000	1,169,000	1,557,000
Net interest income	703,000	1,433,000	2,136,000	2,801,000
Noninterest income	155,000	336,000	553,000	727,000
Noninterest expense	644,000	1,379,000	2,095,000	2,874,000
Provision for loan losses	10,000	19,000	28,000	38,000
Pretax income	188,000	355,000	553,000	603,000
Income tax	55,000	105,000	180,000	221,000
Net income	133,000	250,000	373,000	382,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	6,692,000	6,747,000	6,847,000	6,755,000
Total capital	7,168,000	7,223,000	7,322,000	7,241,000
Risk-weighted assets	46,863,000	47,224,000	49,267,000	49,994,000