Call report 2004Q4
FALLS BANK — 2004Q4
The 22 measures FALLS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,629,000 | USD | evidence → |
| Total loans | 70,746,000 | USD | evidence → |
| Allowance for loan losses | 581,000 | USD | evidence → |
| Securities available for sale | 3,399,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,806,000 | USD | evidence → |
| Interest-bearing deposits | 49,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,313,000 | USD | evidence → |
| Equity capital | 7,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,909,000 | USD | evidence → |
| Interest expense | 1,871,000 | USD | evidence → |
| Net interest income | 2,038,000 | USD | evidence → |
| Noninterest income | 671,000 | USD | evidence → |
| Noninterest expense | 2,203,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 506,000 | USD | evidence → |
| Income tax | 172,000 | USD | evidence → |
| Net income | 334,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,624,000 | USD | evidence → |
| Total capital | 8,205,000 | USD | evidence → |
| Risk-weighted assets | 51,657,000 | USD | evidence → |