Call reports 2001
FALLS BANK — 2001
What FALLS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,543,000 | 43,029,000 | 45,838,000 | 49,843,000 |
| Total loans | 26,650,000 | 31,338,000 | 35,357,000 | 40,355,000 |
| Allowance for loan losses | 287,000 | 340,000 | 383,000 | 425,000 |
| Securities available for sale | 5,505,000 | 5,458,000 | 4,924,000 | 4,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,852,000 | 30,267,000 | 32,941,000 | 34,580,000 |
| Interest-bearing deposits | 28,300,000 | 29,408,000 | 32,204,000 | 33,658,000 |
| Noninterest-bearing deposits | 552,000 | 859,000 | 737,000 | 922,000 |
| Equity capital | 6,157,000 | 6,217,000 | 6,337,000 | 6,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,318,000 | 2,067,000 | 2,866,000 |
| Interest expense | 362,000 | 706,000 | 1,079,000 | 1,414,000 |
| Net interest income | 264,000 | 612,000 | 988,000 | 1,452,000 |
| Noninterest income | 10,000 | 17,000 | 26,000 | 36,000 |
| Noninterest expense | 266,000 | 523,000 | 788,000 | 1,066,000 |
| Provision for loan losses | 21,000 | 74,000 | 117,000 | 159,000 |
| Pretax income | -13,000 | 32,000 | 109,000 | 263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 32,000 | 109,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,070,000 | 6,115,000 | 6,192,000 | 6,346,000 |
| Total capital | 6,305,000 | 6,389,000 | 6,465,000 | 6,690,000 |
| Risk-weighted assets | 18,767,000 | 21,846,000 | 21,764,000 | 27,473,000 |