Call reports 2008
IRWIN BANK & TRUST CO. — 2008
What IRWIN BANK & TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 823,908,000 |
| Total loans | 481,945,000 |
| Allowance for loan losses | 5,097,000 |
| Securities available for sale | 263,847,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 643,951,000 |
| Interest-bearing deposits | 545,270,000 |
| Noninterest-bearing deposits | 98,681,000 |
| Equity capital | 68,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 11,442,000 |
| Interest expense | 5,475,000 |
| Net interest income | 5,967,000 |
| Noninterest income | 1,645,000 |
| Noninterest expense | 4,158,000 |
| Provision for loan losses | 150,000 |
| Pretax income | 3,326,000 |
| Income tax | 897,000 |
| Net income | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 64,626,000 |
| Total capital | 69,723,000 |
| Risk-weighted assets | 468,248,000 |