Call report 2007Q4
IRWIN BANK & TRUST CO. — 2007Q4
The 22 measures IRWIN BANK & TRUST CO. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 786,774,000 | USD | evidence → |
| Total loans | 482,701,000 | USD | evidence → |
| Allowance for loan losses | 5,382,000 | USD | evidence → |
| Securities available for sale | 251,333,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 610,894,000 | USD | evidence → |
| Interest-bearing deposits | 526,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,245,000 | USD | evidence → |
| Equity capital | 65,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,702,000 | USD | evidence → |
| Interest expense | 22,161,000 | USD | evidence → |
| Net interest income | 22,541,000 | USD | evidence → |
| Noninterest income | 6,550,000 | USD | evidence → |
| Noninterest expense | 17,546,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 10,608,000 | USD | evidence → |
| Income tax | 2,313,000 | USD | evidence → |
| Net income | 8,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,447,000 | USD | evidence → |
| Total capital | 69,829,000 | USD | evidence → |
| Risk-weighted assets | 473,700,000 | USD | evidence → |