Call report 2004Q4
IRWIN BANK & TRUST CO. — 2004Q4
The 22 measures IRWIN BANK & TRUST CO. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 675,093,000 | USD | evidence → |
| Total loans | 439,143,000 | USD | evidence → |
| Allowance for loan losses | 2,594,000 | USD | evidence → |
| Securities available for sale | 190,645,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 526,472,000 | USD | evidence → |
| Interest-bearing deposits | 438,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,504,000 | USD | evidence → |
| Equity capital | 58,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,852,000 | USD | evidence → |
| Interest expense | 11,808,000 | USD | evidence → |
| Net interest income | 22,044,000 | USD | evidence → |
| Noninterest income | 4,902,000 | USD | evidence → |
| Noninterest expense | 14,937,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 8,916,000 | USD | evidence → |
| Income tax | 2,828,000 | USD | evidence → |
| Net income | 6,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,722,000 | USD | evidence → |
| Total capital | 60,316,000 | USD | evidence → |
| Risk-weighted assets | 415,200,000 | USD | evidence → |