Call report 2003Q4
IRWIN BANK & TRUST CO. — 2003Q4
The 22 measures IRWIN BANK & TRUST CO. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 628,699,000 | USD | evidence → |
| Total loans | 419,571,000 | USD | evidence → |
| Allowance for loan losses | 3,285,000 | USD | evidence → |
| Securities available for sale | 167,279,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 492,218,000 | USD | evidence → |
| Interest-bearing deposits | 411,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,114,000 | USD | evidence → |
| Equity capital | 58,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,616,000 | USD | evidence → |
| Interest expense | 11,313,000 | USD | evidence → |
| Net interest income | 22,303,000 | USD | evidence → |
| Noninterest income | 4,973,000 | USD | evidence → |
| Noninterest expense | 14,070,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 12,920,000 | USD | evidence → |
| Income tax | 3,427,000 | USD | evidence → |
| Net income | 9,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,581,000 | USD | evidence → |
| Total capital | 59,866,000 | USD | evidence → |
| Risk-weighted assets | 396,408,000 | USD | evidence → |