Call reports 2006
FIRST ARKANSAS VALLEY BANK — 2006
What FIRST ARKANSAS VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 603,154,000 | 617,542,000 | 644,662,000 |
| Total loans | 332,516,000 | 352,268,000 | 371,123,000 |
| Allowance for loan losses | 5,463,000 | 5,366,000 | 5,339,000 |
| Securities available for sale | 10,066,000 | 15,734,000 | 27,354,000 |
| Securities held to maturity | 151,359,000 | 152,431,000 | 147,853,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 425,959,000 | 445,435,000 | 480,474,000 |
| Interest-bearing deposits | 406,334,000 | 422,132,000 | 423,084,000 |
| Noninterest-bearing deposits | 19,625,000 | 23,303,000 | 57,390,000 |
| Equity capital | 95,437,000 | 97,357,000 | 99,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 8,946,000 | 18,513,000 | 28,626,000 |
| Interest expense | 3,931,000 | 8,260,000 | 13,272,000 |
| Net interest income | 5,015,000 | 10,253,000 | 15,354,000 |
| Noninterest income | 1,098,000 | 2,389,000 | 3,688,000 |
| Noninterest expense | 3,066,000 | 6,539,000 | 10,231,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,847,000 | 5,901,000 | 8,610,000 |
| Income tax | 947,000 | 1,926,000 | 2,818,000 |
| Net income | 1,900,000 | 3,975,000 | 5,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 44,279,000 | 46,420,000 | 48,306,000 |
| Total capital | 49,157,000 | 51,541,000 | 53,645,000 |
| Risk-weighted assets | 389,665,000 | 409,438,000 | 429,917,000 |