Call reports 2003
FIRST ARKANSAS VALLEY BANK — 2003
What FIRST ARKANSAS VALLEY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 379,800,000 | 399,342,000 | 414,993,000 | 427,778,000 |
| Total loans | 246,883,000 | 257,448,000 | 265,151,000 | 276,460,000 |
| Allowance for loan losses | 2,850,000 | 3,219,000 | 3,553,000 | 5,529,000 |
| Securities available for sale | 15,747,000 | 7,802,000 | 6,835,000 | 6,711,000 |
| Securities held to maturity | 82,085,000 | 96,519,000 | 98,491,000 | 105,203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,819,000 | 287,968,000 | 298,607,000 | 303,224,000 |
| Interest-bearing deposits | 254,159,000 | 253,452,000 | 264,451,000 | 264,820,000 |
| Noninterest-bearing deposits | 30,660,000 | 34,516,000 | 34,156,000 | 38,404,000 |
| Equity capital | 36,070,000 | 37,508,000 | 38,997,000 | 39,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,533,000 | 11,054,000 | 16,736,000 | 22,583,000 |
| Interest expense | 2,003,000 | 3,954,000 | 5,820,000 | 7,619,000 |
| Net interest income | 3,530,000 | 7,100,000 | 10,916,000 | 14,964,000 |
| Noninterest income | 880,000 | 1,841,000 | 2,909,000 | 3,828,000 |
| Noninterest expense | 2,030,000 | 4,084,000 | 6,220,000 | 8,608,000 |
| Provision for loan losses | 329,000 | 708,000 | 1,092,000 | 3,128,000 |
| Pretax income | 2,053,000 | 4,172,000 | 6,540,000 | 7,083,000 |
| Income tax | 693,000 | 1,401,000 | 2,185,000 | 2,282,000 |
| Net income | 1,360,000 | 2,771,000 | 4,355,000 | 4,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,684,000 | 28,139,000 | 29,767,000 | 30,257,000 |
| Total capital | 29,534,000 | 31,358,000 | 33,320,000 | 33,970,000 |
| Risk-weighted assets | 262,859,000 | 276,820,000 | 284,405,000 | 295,233,000 |