Call reports 2002
FIRST ARKANSAS VALLEY BANK — 2002
What FIRST ARKANSAS VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 321,156,000 | 328,374,000 | 346,149,000 | 367,059,000 |
| Total loans | 207,097,000 | 217,965,000 | 235,467,000 | 242,592,000 |
| Allowance for loan losses | 2,459,000 | 2,760,000 | 2,926,000 | 3,138,000 |
| Securities available for sale | 16,737,000 | 16,956,000 | 16,115,000 | 15,982,000 |
| Securities held to maturity | 62,198,000 | 56,992,000 | 60,505,000 | 75,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,765,000 | 260,978,000 | 274,393,000 | 278,324,000 |
| Interest-bearing deposits | 227,628,000 | 234,987,000 | 245,366,000 | 247,875,000 |
| Noninterest-bearing deposits | 29,136,000 | 25,991,000 | 29,027,000 | 30,449,000 |
| Equity capital | 31,028,000 | 32,272,000 | 33,454,000 | 34,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,051,000 | 10,199,000 | 15,570,000 | 21,127,000 |
| Interest expense | 2,220,000 | 4,312,000 | 6,403,000 | 8,434,000 |
| Net interest income | 2,831,000 | 5,887,000 | 9,167,000 | 12,693,000 |
| Noninterest income | 496,000 | 987,000 | 1,637,000 | 2,594,000 |
| Noninterest expense | 1,446,000 | 3,159,000 | 5,122,000 | 7,332,000 |
| Provision for loan losses | 300,000 | 603,000 | 910,000 | 1,217,000 |
| Pretax income | 1,581,000 | 3,112,000 | 4,774,000 | 6,743,000 |
| Income tax | 537,000 | 1,006,000 | 1,581,000 | 2,229,000 |
| Net income | 1,044,000 | 2,106,000 | 3,193,000 | 4,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,681,000 | 22,786,000 | 23,916,000 | 25,281,000 |
| Total capital | 24,140,000 | 25,546,000 | 26,842,000 | 28,419,000 |
| Risk-weighted assets | 230,165,000 | 244,021,000 | 249,627,000 | 262,549,000 |