Call reports 2001
LINCOLN COMMUNITY BANK — 2001
What LINCOLN COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,777,000 | 109,035,000 | 110,218,000 | 109,176,000 |
| Total loans | 86,455,000 | 87,506,000 | 87,544,000 | 85,361,000 |
| Allowance for loan losses | 871,000 | 921,000 | 951,000 | 833,000 |
| Securities available for sale | 19,495,000 | 16,406,000 | 17,151,000 | 16,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,416,000 | 84,126,000 | 85,217,000 | 84,229,000 |
| Interest-bearing deposits | 78,768,000 | 79,901,000 | 81,146,000 | 79,450,000 |
| Noninterest-bearing deposits | 4,648,000 | 4,225,000 | 4,071,000 | 4,779,000 |
| Equity capital | 9,382,000 | 9,423,000 | 9,704,000 | 9,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,005,000 | 5,951,000 | 7,771,000 |
| Interest expense | 1,106,000 | 2,068,000 | 2,964,000 | 3,781,000 |
| Net interest income | 936,000 | 1,937,000 | 2,987,000 | 3,990,000 |
| Noninterest income | 59,000 | 122,000 | 185,000 | 249,000 |
| Noninterest expense | 600,000 | 1,214,000 | 1,855,000 | 2,487,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 335,000 | 771,000 | 1,183,000 | 1,558,000 |
| Income tax | 90,000 | 219,000 | 344,000 | 460,000 |
| Net income | 245,000 | 552,000 | 839,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,272,000 | 9,390,000 | 9,539,000 | 9,636,000 |
| Total capital | 10,143,000 | 10,311,000 | 10,490,000 | 10,469,000 |
| Risk-weighted assets | 88,250,000 | 87,825,000 | 89,352,000 | 86,572,000 |